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Cover

Cover Solutions LLC · Tax ID 445837435 · Georgia

About Cover

Quick answer

We're the multi-language travel insurance gateway for visitors to Georgia, official agents of Unison - one of the country's oldest insurers. The policy you buy on cover.ge is a Unison-underwritten contract; Cover issues it and handles checkout, Unison handles claims, payouts, and the 24/7 medical hotline.

Who runs cover.ge

Cover Solutions LLC is a Georgian limited liability company registered in Tbilisi (tax ID 445837435). It operates the cover.ge storefront, the checkout flow, the policy PDF rendering, and customer support in English, Russian, and Georgian.

Cover does not underwrite insurance contracts and does not pay claims. Its function in the value chain is exclusively distribution: take the traveller's details, charge the premium, issue the Unison-underwritten policy as a bilingual PDF with a digital border card, and answer pre-sale and post-issuance support questions.

Who underwrites the policy

Every policy sold on cover.ge is underwritten by JSC Insurance Company Unison (tax ID 404393152), a Georgian insurer regulated by the Insurance State Supervision Service of Georgia (ISSSG) and operating since 2011 - one of the country's longest-established insurers. Unison's legal name, tax ID, hotline, and licence reference appear on every Cover-issued PDF.

Unison's public contacts:

Who handles what

The agency model means responsibility splits cleanly between two entities. If you have a medical incident in Georgia, you call Unison, not Cover.

  • Quote and price calculationHandled by: Cover
  • Card payment processingHandled by: Cover
  • Policy issuance, PDF, digital border cardHandled by: Cover
  • Pre-sale and post-issuance customer supportHandled by: Cover
  • 24/7 medical assistance hotlineHandled by: Unison
  • Hospital admissions and direct billingHandled by: Unison
  • Claims adjudicationHandled by: Unison
  • Payouts to hospitals or travellersHandled by: Unison
  • Medical evacuation and repatriationHandled by: Unison
  • Regulatory supervision (insurance side)Handled by: ISSSG

Why Cover, and what Cover is not

Cover sells exactly one product: the Unison Decree 602-compliant compulsory tourist policy (30,000 GEL aggregate cover, fixed by the regulation). There are no premium or basic tiers, no adventure-sports add-on, no comprehensive-travel variant.

Practical consequences:

  • Cover is the right choice when the goal is border-entry compliance with Decree 602: denominated in GEL at the regulatory minimum, bilingual PDF English + Georgian, recognised by the Ministry of Internal Affairs at every land and air border.
  • Cover is not a multi-country travel insurer. Coverage applies inside Georgia only. Trips that include significant time in other countries should be paired with a separate destination or Schengen policy.
  • Cover is not a comprehensive travel-cancellation product. Trip cancellation, lost luggage, missed connections, and flight delays are not within the Decree 602 product's scope.
  • Pre-existing medical conditions are excluded under Decree 602 compulsory cover. Travellers with ongoing treatment for a known condition should arrange separate insurance before they travel.

Regulatory perimeter

The insurance contract is supervised by ISSSG through Unison's principal licence.

Personal data handling is subject to Georgia's Law on Personal Data Protection. The data-protection regulator is the Personal Data Protection Service (PDPS). The full processing notice is in the Privacy Policy.

Policy summary (plain English)The coverage table, exclusions, and claim procedure for the Unison-underwritten policy.Terms of UseFor the cover.ge service.Privacy PolicyWhat we collect, why, retention, and your rights.

Contact

Cover support (pre-sale and post-issuance)info@cover.geCover Telegram bot@cover_ge_botUnison medical hotline (during a covered incident)+995 322 991 991Unison complaints / claimscomplaints@unison.ge

Get an instant quote

3.50 USD or 3.00 EUR per traveler per day, with no minimum policy or fees

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