Planning a 30-, 90-, or 180-day visit? One Cover policy covers your entire stay - same Decree 602 compliance, same instant PDF, no monthly renewals.
Quick answerSome sites cite Decree 572 when discussing long-term insurance for Georgia. That's wrong for visitors. Decree 572 governs health insurance for foreign students who already hold a study residence permit. Decree 602 is the rule that applies to every non-exempt tourist staying in Georgia for any length of time, from 1 day to the full visa-free 365-day window. If you're entering Georgia on a visa-free passport or a tourist visa, Decree 602 is the rule you must comply with - and Cover policies are written specifically to satisfy it.
Up to 365 days on a single policy - the same window most visa-free passports get in Georgia. Cover daily-rate pricing scales linearly with duration; there are no hidden monthly fees or auto-renewals. When the policy ends, you can buy a new one if your stay continues, or extend before expiry to keep coverage continuous.
Cover policies are priced per traveller per day in USD or EUR, with the rate fixed at the time of purchase. The longer your trip, the more you pay in total - but the daily rate stays the same, and there are no renewal fees or markup at longer durations. Use the quote tool above for exact pricing on your dates.
Your daily rate is locked at purchase. Even if rates change after you buy, your policy keeps the rate you paid.
Georgian Decree 602 applies to tourists, not residents. If you hold a Permanent or Temporary Georgian Residence Permit, you are not a tourist for the purposes of Decree 602 and you don't need this insurance - you should be enrolled in Georgia's national health framework instead. The most common transition point is when long-stay visitors apply for a temporary residence permit (Type D visa, work permit, study, family reunification). Until your permit is approved and active, Decree 602 still applies.
If your current Cover policy is still valid and you've decided to stay longer, extending is faster than starting fresh - your existing dates stay valid and a new short policy covers the extra days.
Extend my policy →Yes. Decree 602 requires that your policy is valid for the full duration of your stay - it doesn't require monthly or shorter coverage segments. A single Cover policy covering your entire planned trip satisfies the rule. Border officers see one PDF with the start and end dates; that's what they check.
Use Cover's Extend page before your current policy expires. You'll issue a new short policy covering the additional days at the standard daily rate - your existing dates remain valid, and there's no gap. If your policy has already expired, you'll need to buy a fresh policy starting on the new date (Decree 602 forbids retroactive cover).
No - the daily rate is the same regardless of trip length. There's no volume discount built into the per-day price, but there's also no minimum-policy fee or admin charge, so the total scales linearly. The quote tool will show your exact total before you pay.
Cover's Decree 602 policy covers you only inside Georgia. If you're flying via Istanbul, Dubai, or a European hub with a stopover, the airline's standard travel cover during the flight usually applies - but for anything beyond same-day transit you'll want separate Schengen or destination insurance. Cover doesn't sell that.
The premium is non-refundable once the policy is issued, regardless of duration. Before paying, double-check your dates carefully. If you cut your trip short, the policy remains valid until its end date but doesn't refund unused days. If you extend, see the Extend page - it's the cheaper option than buying overlapping policies.
Until your residence permit (Temporary or Permanent) is approved and active, you're treated as a tourist under Decree 602 and the insurance requirement applies. Most long-stay visitors buy a Cover policy that runs through the expected permit-decision date, plus a small buffer in case processing is delayed.
Decree 602 Explained: Georgia's Travel Insurance Law
Plain-English guide to Georgia's Decree 602. Who needs travel insurance, the 30,000 GEL minimum, exemptions, and how to stay compliant at the border.
Visa-Free Entry to Georgia: Who Qualifies and How Long
Georgia offers up to 1 year of visa-free entry to citizens of most Western, EU, and GCC countries. What documents you need, how long you can stay, and what to expect at the border.